AM Best Descriptions

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64 carriers

  1. Admiral
    Admiral Insurance Group: A.M. Best Co. has affirmed the financial strength ratings (FSR) of ‘A+’ (Superior) and issuer credit ratings (ICR) of “A” of Admiral Insurance Companies.
  2. AIG
    AIG American International Group, Inc. (AIG) is one of the world's largest insurers. AIG companies serve commercial, institutional, and individual customers through one of the most extensive worldwide property-casualty networks of any insurer. The company is rated from A.M. Best (A), Standard & Poor's (A+) and Moody's (A1).
  3. Amtrust
    AmTrust Financial Services has since grown to become a multinational property and casualty insurer specializing in coverage for small- to mid-sized businesses. AmTrust’s financial stability is based upon a philosophy of niche diversity with a focus on low-hazard risk. AmTrust has earned a reputation as an innovative, technology driven provider of insurance products and is rated "A-" (Excellent) Financial Size XV rating from A.M. Best.
  4. Argo
    Argo Group has worked with independent agents, wholesale brokers and retail brokerage partners since 1957, delivering products for niche markets. Through organic growth and acquisitions of specialized insurance companies, Argo has become a leader in the international specialty insurance marketplace. Argo trades on the NYSE under ARGO and is rated A- (Excellent) XIV by AM Best.
  5. Ascot
    Ascot Insurance Group provides specialty P&C and financial lines insurance products in the United States through local retail and wholesale brokers, with a focus on small to mid-sized commercial customers. Launched in 2019, Ascot U.S. underwrites on behalf of Ascot Insurance Company and Ascot Specialty Insurance Company, both rated A (Excellent) by AM Best.
  6. Aspen
    Aspen Insurance Group underwrites specialty insurance and reinsurance through Aspen Insurance UK Limited, Aspen Bermuda Limited, Aspen American Insurance Company and Aspen Specialty Insurance Company. AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a” for these entities.
  7. Axis
    Axis Insurance is rated A+ by AM Best. As a global leader in insurance and reinsurance, we’re energized by the opportunity to redefine industry standards with an innovative and agile approach to meet today’s challenges. The Bermuda-based company has over $24B in total assets.
  8. Beazley
    Beazley is a specialist insurer writing through Beazley Insurance Company Inc. (Farmington, CT) and its Lloyd’s syndicate. AM Best has affirmed a financial strength rating of A (Excellent) for Beazley Insurance Company and for the Lloyd’s syndicate, which also carries an issuer credit rating of “a+”.
  9. Berkley
    Berkley (W. R. Berkley Corporation), founded in 1967, is an insurance holding company among the largest commercial lines writers in the United States, operating worldwide in two segments: Insurance and Reinsurance. Each Berkley operating unit participates in a niche market requiring specialized knowledge of a territory or product. Berkley is rated A+ (Superior) by AM Best.
  10. Berkshire Hathaway
    Berkshire Hathaway Homestate Companies (BHHC) comprises Berkshire Hathaway Homestate Insurance Company (Omaha, NE) and five property/casualty affiliates: Cypress, Oak River, Redwood Fire and Casualty, Brookwood and Continental Divide. AM Best has affirmed their financial strength rating of A++ (Superior) and issuer credit ratings of “aa+”.
  11. Burlington
    Burlington Insurance Company is a member of the IFG Companies, one of the largest privately held insurance groups in the United States. Relying on strong producer relationships and a knowledgeable team of underwriters, IFG writes property-casualty insurance on both an admitted and non-admitted basis. AM Best has affirmed IFG’s financial strength rating of A (Excellent).
  12. CA FAIR
    California FAIR Plan is the state’s insurer of last resort, established by the California Legislature in 1968 and comprised of all insurers licensed to write basic property insurance in California. It provides fire, lightning, internal explosion and smoke coverage for properties that cannot obtain traditional coverage, paired with a Difference in Conditions policy. Not rated by AM Best (NR).
  13. Century
    Century Surety Company, part of Century Insurance Group, is a premier provider of excess and surplus lines insurance and is backed by Fosun International. Century underwrites general liability, commercial property and multi-peril coverage for small and mid-sized businesses through a select network of general agents and brokers. It is rated A- X by AM Best.
  14. CFC
    CFC is a specialist insurance provider and a pioneer in emerging risk, using proprietary technology to deliver high-quality products to market faster and make it easier for brokers to do business. Its commercial products are purpose-built for today’s risks. CFC policies are underwritten by Lloyd’s of London syndicates, which carry an AM Best financial strength rating of A (Excellent).
  15. Chubb
    Alias: Ace, ACE Fire Underwriters, ACE Fire Underwriters Insurance Company, ACE Property and Casualty, ACE Property and Casualty Insurance Company, Chubb Masterpiece, Chubb National, Chubb National Insurance Company, Chubb/ACE, Federal Insurance Company
    Chubb (Chubb/ACE) is the world’s largest publicly traded property and casualty insurer, with operations in 54 countries. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. Chubb is rated A++ XV (Superior) by AM Best.
  16. CIG
    Alias: A CIG Company, California Capital, California Capital Insurance Co., California Capital Insurance Company
    Capital Insurance Group (CIG) is Rated A (Excellent) by A.M. Best Company. For the last decade, CIG has been honored each year by A.M. Best for its long-term financial strength and stability as a top Property/Casualty writer.
  17. Cincinnati
    Cincinnati Insurance Company markets property and casualty insurance through independent insurance agencies in 46 states, supported by more than 5,100 associates and over 2,000 agency relationships. AM Best awards its A+ (Superior) financial strength rating to Cincinnati’s property casualty group.
  18. CNA
    CNA provides insurance solutions that allow customers to better manage risk and grow profitably. Its broad portfolio serves construction, manufacturing, technology, healthcare, professional services, financial institutions and small business. CNA’s principal property-casualty subsidiaries are rated A (Excellent) by AM Best.
  19. Crum & Forster
    Crum & Forster, with a proud history going back to 1822, provides specialty and standard commercial lines insurance products through its admitted and surplus lines insurance companies. It is backed by parent Fairfax Financial Holdings Limited, a global property and casualty insurance, reinsurance and investment management firm. Crum & Forster is rated A (Excellent) by AM Best.
  20. Darwin
    Darwin Select Insurance Company is an operating affiliate of Allied World Assurance Company, Ltd. AM Best has affirmed the financial strength rating of A (Excellent) for Allied World Assurance Company, Ltd and Darwin Select Insurance Company.
  21. Delos
  22. Employers
    Alias: Employers Insurance, Employers Preferred, Employers Preferred Ins. CO.
    EMPLOYERS is a group of companies providing workers' compensation insurance and services to select, small American businesses. We understand the workers’ compensation insurance needs of independent, entrepreneurial businesspeople because we focus on only one type of customer—small businesses. Our financial strength and stability is recognized by the A.M. Best Company, which continues to rate the group A- (Excellent).
  23. Farmers
  24. Great American
    Great American Insurance Group’s member companies are subsidiaries of American Financial Group, Inc. (AFG). AFG is a Fortune 500 holding company whose common stock is listed on the New York Stock Exchange and is rated (AM Best "A+"(Superior).
  25. Great West
    Great West Casualty Company was founded to serve the needs of the trucking industry and has become one of America’s largest insurers of trucking companies. Great West is rated A+ (Superior) by AM Best.
  26. Hanover
    Hanover Insurance Company has ranked among the top property and casualty insurers in the country since 1852. With over $4.9 billion in annual revenue, Hanover maintains an A XV (Excellent) rating from AM Best.
  27. Hartford
    Alias: Hartford / Nutmeg, Nutmeg, Nutmeg Insurance Company
    Hartford Fire Insurance Company and its pooling subsidiaries and affiliates, collectively referred to as the Hartford Insurance Pool, write a broad range of commercial and personal property-casualty coverage. AM Best has affirmed the financial strength rating of A+ XV (Superior) and the issuer credit rating of “aa-” of the Hartford Insurance Pool.
  28. Honeycomb
    Honeycomb Insurance is a technology-driven insurance provider specializing in commercial residential real estate. Founded in 2019 and headquartered in Chicago, it offers property and liability coverage for apartment buildings, condominium and homeowners associations, and single-family rentals. Honeycomb’s customers include landlords, real estate investors, property managers, and community associations, with more than $55 billion in real estate assets insured across roughly 20 states. The company underwrites each property on its own merits using aerial imagery, computer vision, and machine learning in place of on-site inspections. Its policies are written on admitted paper by carriers rated A- (Excellent) by AM Best.
  29. Hudson
    Hudson Insurance Group, comprising Hudson Insurance Company and Hudson Specialty Insurance Company, is part of Odyssey Re Holdings Corp. AM Best has affirmed the financial strength rating of A (Stable) of Odyssey Re and its subsidiaries, including the Hudson companies.
  30. iCAT
    iCAT Insurance Group’s core commercial business is underwritten throughout the United States by Lloyd’s of London Syndicate 4242, often in partnership with other insurance companies. Syndicate 4242 carries an AM Best rating of A (Excellent), a Standard & Poor’s rating of A+ (Strong) and A+ (Strong) from Fitch Ratings.
  31. Indian Harbor
    Indian Harbor Insurance Group is one of the ongoing property/casualty subsidiaries of XL Group Ltd. AM Best has affirmed the financial strength rating of A+ (Superior) and the issuer credit ratings of “a+” of the XL property/casualty subsidiaries, including Indian Harbor Insurance Group.
  32. Intact
    Intact Insurance Specialty Solutions is a marketing brand for the insurance company subsidiaries of Intact Insurance Group USA LLC, all of which are subsidiaries of Intact Financial Corporation (TSX: IFC). Our solutions are backed by the financial strength of Atlantic Specialty Insurance Company, a subsidiary of IFC, which is rated "A+" (superior) by AM Best.
  33. James River
    James River Insurance Company is an excess and surplus lines carrier writing specialty commercial risks on a non-admitted basis. AM Best has assigned James River Insurance Company a financial strength rating of A- (Excellent).
  34. Kinsale
    Kinsale has an A (Excellent) Financial Strength Rating from A.M. Best Company. Kinsale Insurance Company is an excess and surplus lines insurance company specializing in hard-to-place property, casualty, and specialty risks. We target small-to-medium-sized accounts and have the flexibility to offer terms for businesses with poor loss histories, high-risk venues, and new or high-hazard operations.
  35. Liberty Mutual
    Alias: American Economy, American Economy Insurance Company, General Insurance Company of America, Liberty Insurance Corporation, Liberty Mutual Personal Insurance Company
    Liberty Mutual Group, more commonly known by the name of its primary line of business, Liberty Mutual Insurance, is an American diversified global insurer and the second-largest property and casualty insurer in the United States. Rated A XV by A.M. Best Rating.
  36. Lloyds
    Alias: Certain Underwriters at Lloyd’s led by Atrium Underwriters Limited Syndicate 609, Lloyd’s / Atrium
    Lloyd’s of London is a specialist insurance and reinsurance market where syndicates underwrite risks from around the world. Based on AM Best’s opinion of the financial strength of Lloyd’s, the Lloyd’s market is assigned a Best’s Financial Strength Rating of A (Excellent) and an issuer credit rating of a+.
  37. Markel
    Alias: Markel Insurance Company
    Markel Corporation is a holding company for insurance, reinsurance, and investment operations worldwide. Rated A XV by A.M. Best Rating
  38. Mercury
    Alias: California Automobile Insurance Company
    Mercury Insurance Company is part of the Mercury Casualty Group, headquartered in Los Angeles, CA, writing personal auto, homeowners and business coverage. AM Best has affirmed the Financial Strength Rating of A+ (Superior) and the Long-Term Issuer Credit Ratings of “aa-” of the insurance entities within the Mercury Casualty Group.
  39. Mt Hawley
    Mt. Hawley Insurance Company is a subsidiary of RLI Corp. (NYSE: RLI), a specialty insurer serving niche property, casualty and surety markets with deep underwriting expertise and superior service to commercial and personal lines customers nationwide. All of RLI’s insurance subsidiaries, including Mt. Hawley, are rated A+ (Superior) by AM Best.
  40. Nationwide
    Nationwide along with its subsidiaries and affiliates, is one of the largest insurance and financial services companies in the world. Nationwide is rated A+ (Strong) with stable outlook by Standards and Poor's Rating Service, a division of The McGraw-Hill Companies, Inc ("S&P"), "AA3" (Excellent) with stable outlook by Moody's Investor Service, Inc. ("Moody's"), and A+ (Superior) with a stable outlook by AM Best Company.
  41. Navigators
    Navigators is the wholesale and excess lines carrier of The Hartford, writing specialty commercial coverage through wholesale brokers. AM Best has affirmed the financial strength rating of A+ XV (Superior) and the issuer credit rating of “aa-” of Hartford Fire Insurance Company and its pooling subsidiaries and affiliates, collectively the Hartford Insurance Pool.
  42. One Beacon
    One Beacon Insurance Group writes specialty property and casualty coverage through Atlantic Specialty Insurance Company (New York, NY) and its four U.S. reinsured affiliates. AM Best has affirmed the Financial Strength Rating of A (Excellent) and the Long-Term Issuer Credit Ratings of “a” of these companies.
  43. Palomar
    Alias: Palomar DIC, Palomar Specialty
    Palomar Specialty Insurance Company is a leading specialty property insurer serving regional and national markets, providing a targeted range of catastrophe-focused products including earthquake, wind and flood coverage across the United States. Its customers include individuals, homeowners and commercial businesses seeking protection against severe weather and seismic events. Rated A- (Excellent) by AM Best.
  44. PHLY
    Philadelphia Insurance is a subsidiary of the TOKIO MARINE GROUP, Japan’s oldest and leading property and casualty insurer. It is rated “A++” (Superior) by A.M. Best Company. Philadelphia has written premiums of over $2.4 billion.
  45. Princeton
    The Princeton Excess and Surplus Lines Insurance Company (PESLIC) is an insurance company domiciled and admitted in Delaware. PESLIC operates in all states and the District of Columbia. The company writes predominantly commercial lines insurance. Coverages can include casualty, property, management liability, general liability, professional liability, and umbrella and excess casualty. PESLIC is rated A+, XV (Superior) by A.M. Best Company.
  46. Professional Solutions
    Professional Solutions Insurance Co (PSIC) is an Iowa-based insurance company rated A IX (Excellent) by AM Best. The company writes Management Liability coverage through its MGA, Nexus Group.
  47. Progressive
    Alias: Drive, Drive Insurance Co
    Progressive writes personal and commercial auto and other property-casualty coverage through the Progressive Agency Pool, Progressive Direct Pool and Progressive Commercial Auto Group. AM Best has affirmed the financial strength rating of A+ (Superior) and the issuer credit ratings of “aa” of the members of these groups.
  48. Pure
    PURE Group of Insurance Companies is a member-owned specialty insurer serving high-net-worth individuals and families. AM Best has again affirmed the Financial Strength Rating of A (Excellent) for PURE and the PURE Group of Insurance Companies.
  49. RLI
  50. RSUI
    RSUI is a wholly-owned subsidiary of Alleghany Corporation (NYSE: Y). RSUI is rated A+ XV Superior by AM Best
  51. Safeco
    Alias: Safeco Insurance Company of America, Safeco National Insurance Company
    Safeco Insurance Company became part of Liberty Mutual Insurance in 2008. Backed by the financial strength of its parent and a national network of local independent agents, Safeco focuses exclusively on personal insurance, offering a comprehensive mix of coverage, pricing and personalized service to individuals and families. Safeco is rated A (Excellent) by AM Best.
  52. Scottsdale
    Scottsdale Insurance Company, a Nationwide company originally incorporated in 1982, writes excess and surplus lines coverage. Nationwide is one of the largest insurance and financial service providers in the United States, with an AM Best rating of A+ XV (Superior) and a Standard & Poor’s “A” rating.
  53. SFM
    SFM is the largest writer of workers’ compensation insurance in Minnesota and one of the largest writers in the Midwest. As a work comp-only provider, SFM continually invests in helping clients keep their costs down and their employees healthy. SFM is not rated by AM Best (NR).
  54. Skyward
    Skyward Specialty is a property and casualty insurance holding company formed in 2007, with nearly $1 billion in premium and $2 billion in assets. Our subsidiary insurance companies consist of Houston Specialty Insurance Company, Imperium Insurance Company, Great Midwest Insurance Company, Oklahoma Specialty Insurance Company, and Boston Indemnity Company, Inc. These insurance companies are rated A- (Excellent) by A.M. Best Company.
  55. Sompo
    Sompo International’s operating subsidiaries have balance sheets comprising high-quality assets and excellent liquidity. We maintain excellent financial strength as evidenced by our ratings of A+ (Superior) from A.M. Best (XV size category) and A+ (Strong) from Standard & Poor’s. The company was established in March 2017 as a result of the acquisition of Endurance Specialty Holdings Ltd. by Sompo Holdings Inc. (Sompo).
  56. Southlake
    Southlake Insurance partners with a growing network of MGAs, program administrators and risk-focused innovators who are redefining how insurance is delivered. Whether launching a new program, scaling a specialized portfolio or enhancing operational performance, partners count on Southlake for more than just capacity. Rated A- (Excellent), Financial Size Category VIII, by AM Best.
  57. StarStone
    StarStone delivers a diversified range of specialty insurance solutions from 17 underwriting hubs across the Lloyd’s and London markets, Continental Europe and the U.S., spanning Marine, Aviation and Transport, Specialty Lines, Casualty and Workers’ Compensation. StarStone holds A- security from AM Best (A+ for business written through Lloyd’s Syndicate 1301).
  58. State Fund
    State Fund (State Compensation Insurance Fund) was established by the California legislature and has operated since 1914 as California’s largest provider of workers’ compensation insurance. State Fund plays a stabilizing role in the economy by providing fairly priced coverage, making California workplaces safe and restoring injured workers. State Fund is not rated by AM Best (NR).
  59. Summit
    Summit Specialty (ReAlign Insurance Holdings), founded in 1948, is a specialty personal property insurance provider operating through a network of over 4,000 agents and licensed or authorized in 49 states. ReAlign operates through National Summit Insurance Company, American Summit Insurance Company and Summit Specialty Insurance Company. Rated A (Excellent), Financial Size Category VIII, by AM Best.
  60. Travelers
    Alias: The Standard Fire Insurance Company
    Travelers is a leading provider of property casualty insurance for auto, home and business, sold primarily through independent agents and brokers. A component of the Dow Jones Industrial Average, Travelers has more than 30,000 employees, operations in the U.S. and select international markets, and annual revenues of approximately $25 billion. Rated A+ (Superior) by AM Best.
  61. Westchester
    Westchester Fire Insurance Company is licensed as a multi-line property and casualty insurer in all 50 states, the District of Columbia, the U.S. Virgin Islands, Guam and Puerto Rico. Westchester Surplus Lines Insurance Company is an eligible surplus lines insurer in 49 states. Both companies are AM Best rated A++ and S&P rated AA-.
  62. Western National
    Western National Insurance Group, headquartered in Edina, Minn., is a super-regional group of nine active companies writing over $717 million of premium on over $548 million of policyholder surplus. The Group serves individuals, families and businesses exclusively through professional independent agents in 17 states. Western National is rated A+ (Superior) by AM Best.
  63. Zenith
    Zenith is the premier specialist in workers’ compensation nationally and a leader in property and casualty insurance for the California agriculture industry. Zenith National Insurance Corp., an indirect wholly-owned subsidiary of Fairfax Financial Holdings Limited, is the holding company of Zenith Insurance Company and ZNAT Insurance Company, each rated A (Excellent) by AM Best.
  64. Zurich
    Zurich is a leading multi-line insurer serving customers in global and local markets. With about 54,000 employees, it provides a wide range of property and casualty, and life insurance products and services in more than 210 countries and territories. Zurich’s customers include individuals, small businesses, and mid-sized and large companies, as well as multinational corporations. It is rated A+ by AM Best,

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